Automobiles are an essential component of our daily lives. We rely on vehicles to transport us where we need to go, when we need to get there! This is why consumers must ensure that their vehicles are properly protected should they sustain damage during an auto accident. Unfortunately, over 20 million auto accidents occur in the United States each year. Approximately 5 million people sustain injuries in these accidents, and even worse approximately 40,000 are killed. Auto insurance protects you and your family against the financial risks associated with auto ownership and operation. Are you properly protected for the future?
If you are deemed at fault in an auto accident, the law requires that you pay for the damages sustained by the person who is not at fault. These damages can include property damage, which is the cost to repair or replace any physical property that you damage as result of the auto accident. These damages can also include personal or bodily injuries sustained by the other party involved in the accident, which includes not only their medical expenses and lost wages, but also punitive damages caused like pain and suffering, and permanent injury or disablement. These damages can come to thousands of dollars even for a minor accident. That’s why adequate insurance is necessary for your financial security and peace of mind.